Phone: 916-221-0883

FIND YOUR PERSONAL RISK SCORE

Most people have no idea what their true appetite for “risk” is when it comes to growing wealth for retirement. We use the industry’s most accurate risk assessment software to help clients determine their personal Risk Score. If you want to know your Risk Score on a scale from 1-100, click on the button below.

ANALYZE YOUR RISK NOW

QUICK RISK SCORE APP

Do you wonder how risky your investments are? Find out by using our Investment Risk Quick Score App!

Quick Risk Score App

At Engineered Financial Solutions, we offer advanced strategies to help lower your taxes and protect your wealth. In doing so, our top focus is on managing risk. Why? Because we see that too many people are taking far too much risk to reach their retirement goals, and sustain their wealth. 

Managing Risk to Reach Your Retirement Goals

ASSET PROTECTION

All clients should take steps to have their wealth protected from creditors. Unfortunately, most do not. Asset protection doesn’t have to be difficult or expensive. On this site you will learn how exposed your assets are to creditors and how to protect them.

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RETIRE TAX-FREE

For many people, funding a tax deferred 401(k) or IRA can be more tax hostile than tax favorable. Most people are unaware of a tax-free retirement tool that can be a much better retirement tool than tax-deferred plans.

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GUARANTEED INCOME

From 1999-2008 the S&P 500 stock index was negative (a lost decade). If you are interested in avoiding downturns in the stock market while receiving a guaranteed rate of return coupled with a guaranteed income for life benefit.

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WEALTH PRESERVATION

Bad Advisors Book



What is a bad advisor? Our definitions will come from the Bad Advisors book written by Roccy DeFrancesco, JD. To receive a free complimentary copy of this book, please click here to email us or phone 916-221-0883. To sign up for a free consultation or to just get more information click here.

Retirement Life



To view a video presentation on building wealth through a Retirement Life™ policy, please click on the video. If you would like a multi-page brochure explaining the benefits of Retirement Life™, please click here to email us or phone 916-221-0883. To sign up for a free consultation or to just get more information click here.

Single Premium Life for Long Term Care Insurance



We hope that after reading this material you are sufficiently motivated to learn more about LTCI. Our firm specializes in helping clients find the right LTCI benefit at the lowest possible cost. If you would like help, please click here to email us or phone 916-221-0883. To sign up for a free consultation or to just get more information click here.

Guaranteed Income Benefits for Life



If you have an interest in learning more about these products and the best available products in the marketplace, please click here to email us or phone 916-221-0883. To sign up for a free consultation or to just get more information click here.

WHY CHOOSE US?

Our firm is unique because we always put our client’s needs first. That may seem like an obvious statement, but as we’ve found out when reviewing several new client’s previous advice, many times the advice advisors give is what’s best for them and not their clients.

Our firm prides itself in its knowledge on a broad spectrum of concepts and products. Even so, we know it is impossible for one person or one firm to know it all. That is why we have strategic alliances with some of the top law firms in the country as well as other top experts in the finance and insurance fields.

Our goal is to be “the” place a client can turn to get answers/help on asset protection, income, estate, and capital gains tax reduction, growing wealth in the least risky manner possible, estate planning, business/corporate planning issues and much more.

We hope you enjoy our website and find time to both read various parts of the site as well as watch several of the educational presentations.

MORE INFORMATION

What is Asset Protection?

Most asset protection “gurus” believe asset protection revolves around helping clients who have money protect that money from your “typical” creditor from a negligence suit.

While that’s important, such gurus forget that the #1 creditor clients have every year is the IRS (taxes). Also, people are much more likely to lose money in the stock market in any given year than to be sued for negligence. The goal of a “good” asset protection plan is to make sure “all” of your assets are protected from “all” creditors. This is the specialty of our firm as you will learn when you review our site. To view a brief video presentation on asset protection or to learn more click here.

Predicting The Future

Do you believe the stock market is going to average double-digit returns anytime soon? Do you worry about your money going backwards in a Bear market? Learn More….

What is the “best” way to grow your wealth for retirement? Is it through tax-deferred tools like 401(k) plans or IRAs?  Is it by investing in stocks, mutual funds, index funds, cash value life insurance, annuities, bonds, etc.?

How much risk should you take to reach your financial goals?  Our answer is that clients should take the least amount of risk necessary to reach their financial goals (unfortunately most Americans do not take this approach and pay the consequences when the stock market tanks).

This website discusses many unique wealth building tools so readers can educate themselves and make “informed” decisions about the “best” way to grow their wealth.

Protecting Your Wealth From Stock Market Losses With Fixed Indexed Annuities (FIAs)

What you are about to learn will be very exciting to you.  

For readers who lost 40%+ when the stock market crashed in 2000-2002 and 40-50-60% when it crashed in 2007-March of 2009, this material will be a real eye opener.

This material covers Fixed Indexed Annuities (FIAs) and why you may want to use them as one of your protective wealth-building/retirement tools.

For more information and to learn how you can use FIAs to protect and grow your wealth, please click here.

KEEP YOUR MONEY SAFE WHILE GROWING YOUR PRINCIPAL
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